{"id":24861,"date":"2026-02-20T10:09:59","date_gmt":"2026-02-19T23:09:59","guid":{"rendered":"https:\/\/www.mdf.nc\/preprod\/?p=24861"},"modified":"2026-05-07T13:09:19","modified_gmt":"2026-05-07T02:09:19","slug":"jai-une-double-couverture","status":"publish","type":"post","link":"https:\/\/www.mdf.nc\/preprod\/jai-une-double-couverture\/","title":{"rendered":"J\u2019ai une double couverture"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"24861\" class=\"elementor elementor-24861\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c439f80 e-flex e-con-boxed e-con e-parent\" data-id=\"c439f80\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-284f505 e-con-full e-flex e-con e-child\" data-id=\"284f505\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-0e9f260 e-con-full e-flex e-con e-child\" data-id=\"0e9f260\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-575526d elementor-widget elementor-widget-text-editor\" data-id=\"575526d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Il peut arriver que vous soyez couvert(e) par deux contrats de compl\u00e9mentaire sant\u00e9 en m\u00eame temps.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-affd79c e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"affd79c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"184539036\" aria-label=\"Onglets. Ouvrez des \u00e9l\u00e9ments avec Entrer ou Espace, fermez-les avec Echape et naviguez \u00e0 l&#039;aide des touches fl\u00e9ch\u00e9es.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-1845390361\" data-tab-title-id=\"e-n-tab-title-1845390361\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-1845390361\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tPourquoi la MDF ne r\u00e9silie-t-elle pas un contrat ? \t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1845390362\" data-tab-title-id=\"e-n-tab-title-1845390362\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1845390362\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tComment v\u00e9rifier votre situation ? \t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1845390363\" data-tab-title-id=\"e-n-tab-title-1845390363\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1845390363\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tBon \u00e0 savoir \t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-1845390361\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1845390361\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-2d09205 e-con-full e-flex e-con e-child\" data-id=\"2d09205\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d7ff055 e-flex e-con-boxed e-con e-child\" data-id=\"d7ff055\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-133aff4 e-grid e-con-full e-con e-child\" data-id=\"133aff4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2ee4cf elementor-widget elementor-widget-text-editor\" data-id=\"d2ee4cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><img decoding=\"async\" class=\"\" role=\"img\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/2714.svg\" alt=\"\u2714\" width=\"19\" height=\"19\" \/> Parce que dans de nombreux cas, la double couverture est souhait\u00e9e<\/strong><\/p><p>Beaucoup d\u2019adh\u00e9rents <strong>choisissent<\/strong> d\u2019avoir deux couvertures diff\u00e9rentes car cela <strong>r\u00e9pond \u00e0 leurs besoins<\/strong>.<br \/>Exemples de situations courantes :<\/p><ul><li>Un salari\u00e9 ayant <strong>deux employeurs<\/strong><\/li><li>Un enfant couvert <strong>par ses deux parents s\u00e9par\u00e9s<\/strong><\/li><li>Une personne en CDD ou en p\u00e9riode d&#8217;essai qui conserve en plus un <strong>contrat volontaire<\/strong><\/li><\/ul><div><b>\u00a0<\/b><\/div><p>La MDF ne peut donc pas distinguer automatiquement :<br \/>\u2192 \u00a0entre les personnes qui <strong>souhaitent<\/strong> conserver deux couvertures<br \/>\u2192 \u00a0et celles qui <strong>souhaiteraient en arr\u00eater une<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83a9ac8 elementor-widget elementor-widget-text-editor\" data-id=\"83a9ac8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u2714 Parce que la MDF n\u2019a pas le droit de r\u00e9silier d\u2019office un contrat individuel<\/strong><\/p><p>M\u00eame si une personne est d\u00e9j\u00e0 couverte par un autre contrat,<br \/><strong>\u2192 la MDF n\u2019a pas le droit de rompre un contrat individuel sans la demande explicite de l\u2019adh\u00e9rent<\/strong>.<\/p><p>Seul l\u2019adh\u00e9rent peut demander la r\u00e9siliation d\u2019un contrat individuel.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1845390362\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1845390362\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-f4a43d4 e-con-full e-flex e-con e-child\" data-id=\"f4a43d4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d82a09a e-flex e-con-boxed e-con e-child\" data-id=\"d82a09a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ea1f67 elementor-widget elementor-widget-text-editor\" data-id=\"4ea1f67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour conna\u00eetre vos droits, vos contrats actifs et vos \u00e9ventuelles doubles couvertures :<\/p><p>Connectez-vous \u00e0 votre <strong>espace adh\u00e9rent<\/strong><br \/>Rubrique : <strong>Mes droits \/ Ma Carte<\/strong><\/p><p>Vous y trouverez l\u2019ensemble des informations li\u00e9es \u00e0 votre couverture sant\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f63fe9 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4f63fe9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/portail.mdf.nc\/Home\/Login\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Se connecter<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1845390363\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1845390363\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-2cda127 e-con-full e-flex e-con e-child\" data-id=\"2cda127\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-22407ba e-flex e-con-boxed e-con e-child\" data-id=\"22407ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4aa5082 elementor-widget elementor-widget-text-editor\" data-id=\"4aa5082\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Une double couverture n\u2019est pas forc\u00e9ment une erreur : elle peut \u00eatre utile selon votre situation.<\/li><li>Si vous souhaitez mettre fin \u00e0 un contrat sant\u00e9 volontaire, la demande doit venir de vous.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11f6ec5 e-con-full e-flex e-con e-child\" data-id=\"11f6ec5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-830b604 elementor-widget elementor-widget-text-editor\" data-id=\"830b604\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><strong>Besoin d\u2019aide ?<\/strong><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e064d11 elementor-widget elementor-widget-text-editor\" data-id=\"e064d11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nos conseillers sont disponibles pour r\u00e9pondre \u00e0 vos questions et vous accompagner dans vos d\u00e9marches.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c49178 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1c49178\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/horaires-et-contacts\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contacter un conseiller <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Il peut arriver que vous soyez couvert(e) par deux contrats de compl\u00e9mentaire sant\u00e9 en m\u00eame temps.\u00a0 Pourquoi la MDF ne r\u00e9silie-t-elle pas un contrat ? Comment v\u00e9rifier votre situation ? Bon \u00e0 savoir Parce que dans de nombreux cas, la double couverture est souhait\u00e9e Beaucoup d\u2019adh\u00e9rents choisissent d\u2019avoir deux couvertures diff\u00e9rentes car cela r\u00e9pond \u00e0 [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":24862,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[377],"tags":[],"class_list":["post-24861","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-les-moments-cles-de-votre-vie"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.mdf.nc\/preprod\/wp-json\/wp\/v2\/posts\/24861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mdf.nc\/preprod\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mdf.nc\/preprod\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mdf.nc\/preprod\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mdf.nc\/preprod\/wp-json\/wp\/v2\/comments?post=24861"}],"version-history":[{"count":20,"href":"https:\/\/www.mdf.nc\/preprod\/wp-json\/wp\/v2\/posts\/24861\/revisions"}],"predecessor-version":[{"id":25995,"href":"https:\/\/www.mdf.nc\/preprod\/wp-json\/wp\/v2\/posts\/24861\/revisions\/25995"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mdf.nc\/preprod\/wp-json\/wp\/v2\/media\/24862"}],"wp:attachment":[{"href":"https:\/\/www.mdf.nc\/preprod\/wp-json\/wp\/v2\/media?parent=24861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mdf.nc\/preprod\/wp-json\/wp\/v2\/categories?post=24861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mdf.nc\/preprod\/wp-json\/wp\/v2\/tags?post=24861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}